Welcome to Polaris Business Advisors

Building A Brighter Financial Future

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Polaris Business Advisors

Polaris Business Advisors takes a three prong approach towards providing you with the resources

What we offer

Debt Negotiation

Debt Negotiation

Debt Negotiation as it is sometime referred to, is the process of negotiating with a creditor or debt collector to pay less than the full amount owed. By paying less than the full balance you on an account to satisfy the debt, you are able to become debt free in a shorter period of time and get on with your life.

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Debt Consolidation

Debt Consolidation

Debt is a tricky problem to solve, as so many factors go into a person’s ability to clear their name from the burden of loans and a bad credit score. Financial mismanagement is a real problem, especially amid trying times. Many Americans have multiple debts from credit cards and loans, which can be hard to keep in order.

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Cash Out Refinance

Cash Out Refinance

For many consumers, a Cash Out Refinance Loan can be used as an option to pay off credit card debt. The process involves replacing your current home loan with a new one. It requires that the homeowner take out a larger home loan than the current loan in order to access part of the equity and receive it as cash, which is the “cashing out” part.

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What we offer

Corporate Turnaround Consulting

Which if often referred to as Debt Negotiation is the process of negotiating to resolve unsecured debts for less than the full balance owed.

Corporate Turnaround Consulting

Which if often referred to as Debt Negotiation is the process of negotiating to resolve unsecured debts for less than the full balance owed. Through a personalized financial strategy and budgeting, the process allows you to become debt free in a shorter period of time and gain financial independence from high interest debts.

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Debt Restructuring

Consolidating multiple debts means you will have a single monthly payment, but it may not reduce or pay your debt off sooner. It can be an effective way to payoff...

Debt Restructuring

Consolidating multiple debts means you will have a single monthly payment, but it may not reduce or pay your debt off sooner. It can be an effective way to payoff high interest creditors as these loans typically carry lower interest rates and are paid back over a longer period of time.

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Business Strategic Partnerships

Credit counseling provides consumers with guidance on consumer credit, money management, debt management, and budgeting.

Business Strategic Partnerships

Credit counseling provides consumers with guidance on consumer credit, money management, debt management, and budgeting. The goal of most credit counseling is to help a debtor avoid bankruptcy if they find themselves struggling with debt repayment.

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Management Consulting

Debt Restructuring

Business Strategic Partnerships

Management Consulting

At Polaris Business Strategic Advisors, we specialize in management consulting services designed to help businesses thrive in the face of constant change.

Debt Restructuring

Debt restructuring is an effective tool for small business owners and corporate leaders to manage outstanding debts in a structured way.

Business Strategic Partnerships

At Polaris, we understand that every business has unique financial needs, and we offer customized financing solutions to meet them.

See which option is right for you

At Polaris Business Advisors, we understand that achieving financial stability can be a complex and challenging journey. That’s why we take a three-pronged approach to help businesses like yours, providing the resources and guidance needed to make informed decisions about your debt situation and reach an optimal capital structure.

First, we work with you to understand your unique debt circumstances by gathering critical information about your financial situation. Next, we offer the tools and expertise necessary to choose an appropriate debt restructuring strategy that aligns with your business goals and objectives. Finally, we provide assurance and tangible results to help you achieve greater financial security and peace of mind.

Our team of experts is available to assess your situation and discuss potential solutions that can benefit your business. We are committed to helping you reach your financial goals and achieve a more stable, sustainable future.

Trusted Company

Choices exist

You should explore them. When you do, we are confident that you will agree that the professionally-executed debt resolution program offered by Polaris Business Advisors will help get you out of debt more quickly, and at a total cost that is far less than the alternatives.

Time and Total Payments to pay off a $40,000 initial balance at 19.9% APR

$117,505

Making Minimum Payments
40+ Years

$68,400

Credit Counseling
60 months

$52,181

Consolidation Loan
60 months

$27,448

Debt Resolution
42 months

Average American credit card debt Statics

YEAR
CREDIT CARD DEBT (billion)
TOTAL DEBT (trillion)
CREDIT CARD DEBT PERCENTAGE
2017
$784
$12.84
6.1%
2018
$829
$13.29
6.2%
2019
$868
$13.86
6.3%
2020
$817
$14.27
5.7%
2021
$787
$14.96
5.3%

Polaris Business Advisors provides bespoke solutions for your needs

Our Clients Are Saying

Testimonials

Michael is very knowledgeable about the best financial products that fit my business. He worked very hard to get results and always kept me updated. He also was very impressive in showing a keen interest in understanding my business as an apparel manufacturer which is very unusual in today's financial services market.
Tobias F.
Manufacturer & Wholesaler
Vincent was very professional and personable throughout the process, which took no more than 30 minutes! I want to thank the entire Polaris Team. Without them, I would not be able to to meet the demand from my partners. After one year of working together, we have paid down debt and expanded to 8 additional states. Thank you again!
Bill G.
Telecommunications
Thanks again for all your help. At the time we started working with John, we had roughly 2M in obligations and about 6 figure weekly payments. Polaris gave me the breathing room and time needed for my term loan to close. Could not thank you enough.
Glen B.
Oil & Gas
The moment I reached out and spoke to Michael, it was a moment that changed our lives. This man has gone above and beyond to put the burden off your shoulders and make us realize that there is help out there for debt relief and he went above and beyond to make us feel comfortable.
W. Radloff
In addition to your obvious professional expertise, I was impressed by the personal qualities you brought to our association as well. I’m beyond impressed and grateful for all of your services. I would recommend this company to anyone dealing with any type of debt situation.
M. Rayvid
I had an excellent experience with the team at Polaris Business Advisors and would recommend them to my friends. They treat their clients like family, and more importantly focus on getting results. In addition to improving control over my financial situation. I also understand my finances better.
T Rhodes
I work with Mr. Maull and he was wonderful. He was consistent through the entire process. I honestly only made the move to join Trident financial because of Mr Maull professionalism and courtesy as I was very hesitant at first. The way he explained everything and made it very clear to me.
S. Thomas
I went to several companies when I was desperate and did not find a solution for my debt anywhere. I came across Polaris Business Advisors and was hesitant at first but it ended up being the best decision I ever made. They were kind, courteous, respectful and helped me along every step of the way.
Beckie M
Thank you Polaris Business Advisors for getting me the loan I needed. Very easy process, and Will’s kindness and professionalism made it even smoother. I recommend Polaris Business Advisors to anyone looking for help with their debt!


Sophie Hochman
I had a great experience with everyone at Polaris Business Advisors and would recommend to others. They treat their clients with the utmost respect and really educate you on how to improve and control your financial situation.


Frank Rubino
Matthew Avalino is an exceptional representative who walks you through each and every step of what can be a very challenging process. With stellar professionalism at the forefront, compassionate and caring attributes of this gentleman feeds the human spirit. I highly recommend Matthew.
Tondaleigh Miles
I have been having issues financially since the beginning of COVID. I have attempted to relieve my debt through many organizations, programs and companies. I have found Trident Financial to be exactly what I was looking for. I was put in touch with Michael Maull and he was fantastic!
Linda Zap
Walter Hoggan
Walter Hoggan
2023-11-01
Polaris changed the game for us and couldn't have asked for a better experience. We were drowning in daily payments with our MCA's and they saved us from going out of business. We highly recommend them and encourage other business owners who are struggling to work with them!
Audrey Marty
Audrey Marty
2023-09-27
When we found ourselves in a situation where we needed professional representation I was extremely fortunate to find Polaris. They advocated for us and were empathetic to our situation. Jackson and Gerard continued to give me peace of mind throughout the entire process. They kept me informed of what the status was and were completely transparent about everything. When something came up they responded almost immediately with a phone call to discuss the matter at hand. I could go on and on about how these gentlemen truly do care about their clients. If you ever find yourself in a situation where you need a professional, compassionate, and a devoted company Polaris is the one for you. They gave me peace of mind during a very stressful time in my life and I have no doubt I made the right decision by choosing to trust them. Thank you Polaris Team for everything!!
Seth Klein
Seth Klein
2023-09-21
Great company! They treat you like a person and stepped in when I could not see the light!! Thank you so much for everything you do!!
Eric Beard
Eric Beard
2023-09-14
Polaris is the real deal. My company was not doing great. Jackson Heath my manager over my file along with Cris and Gerard have gone over and beyond to resolve my issues and help my company get on the right path to success. Don’t give your business away with trying to work with these incredible individuals first. Thank you Polaris.
Kath Tr
Kath Tr
2023-09-06
Gerard and his team at Polaris have helped my business stay open amidst all the troubles with MCAs. They helped me navigate how to handle what we were experiencing with their counseling and were always there for communication whenever we needed it, even on the weekends. I cannot thank them enough for helping me through the hardship I was suffering due to the payment terms to my creditors and negotiating payments that were feasible for me and my business. I would highly recommend contacting Polaris for anyone that is in a similar situation as I was.
Rodrick Wanjala
Rodrick Wanjala
2023-08-31
My experience with Polaris has been nothing short of incredible! I had my initial consultation with Polaris back in 2022. I had initially chosen another Company. My experience with their Competitor was very different from what Polaris has done for me so far. It felt as if the competition’s program is primarily designed to help creditors more than clients. It also tremendously benefits them with Fees at their clients expense. I reached out to Polaris and talked to Gerard. He was very gracious and extremely supportive and helpful. The Polaris Team went to battle for me! They reached out to all my creditors on my behalf and eliminated any and all issues within 2 days. Polaris continues to represent me, they have been very responsive and effective in eliminating issues. I highly recommend that if you have any debt issues that you should consider the Team at Polaris, going anywhere else will be costly and unproductive. Rod Multi-unit Franchisee
Efrain Castillo
Efrain Castillo
2023-07-12
Gerard and his team have helped our business stay open and not close our doors, we could not continue to pay these weekly payments and they put us on a budget that we can afford and are negotiating with the lenders so we are not getting harassed daily. We recommend Polaris to help you get back on your feet.
Jorge Saucedo
Jorge Saucedo
2023-06-26
My name is Jorge Saucedo who needed help with my situation got over my head in debt and I was referred to Polaris by my broker and I took his advice. My business interchange with Polaris restore my sense that there are honest, sincere and dedicated people on this hearth that are here to help someone in my situation, at the moment my situation is changing and being taken care by Polaris and Gerald Celmer was so professional in his approach that my life changed 180 degrees thanks to Polaris. Anyone with debt over their head come to Polaris and you will be fine.
Patrick Bailey
Patrick Bailey
2023-03-05
I would just like to say with all the company’s that are available out there to help with these crazy loans that many people and Businesses get stuck into. Let me tell you that there will be a lot of company’s to reach out and try to help you. But I am here to tell you that if you really want a company that genuinely cares about actually helping you get out of debt and to have these loan company’s under control. Polaris is the best. We had 4 different loans that consisted of over $100,000 in loans. When We hired Polaris we were very skeptical because they were so many companies that we could have gone with and we had heard most of these companies will do a couple things for you and just leave you hanging. Polaris not only took care of things immediately. They are there when you need them. When we need to talk to someone the guys are most always available to talk to you. And if not they immediately get right back to you. I’m not a person that usually leaves reviews even though I should be but with working with these guys I feel like they’ve become my close friends and that is an amazing feeling when you’re going through some rough times with your finances it has been one of the best experiences I’ve ever had with a company outside of mine there is not enough good I can say about The team at Polaris. 100% SOLID COMPANY. Thank you guys. You all are AWESOME!!!
Bank on Banks Trucking LLC
Bank on Banks Trucking LLC
2023-02-12
Gerard and Trevor were there for us when we needed them the most! We were burdened with several MCAs and found ourselves in need of serious debt relief. Referred to Polaris Business Advisors by a mutual business partner, Gerard and Trevor swooped in and provided immediate counsel, coupled with knowledgeable solutions to sustain our business. We were comforted by their consistent communication and commitment to seeking a fair resolution. The Polaris team truly understand business needs and have been flexible and understanding as our business needs have fluctuated. We can't thank Gerard and team enough for their hard work, kindness, professionalism and knowledge during the inevitable uncertainty associated with business finances. KUDOS and THANK YOU!👏

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